Pension Auto Enrolment
One of the biggest changes to pension legislation in recent history is now well underway, and yet I still get the overwhelming feeling when I speak to people, that they really don’t know a loread more
Many people and businesses recognise that it is wise to plan for theirs or their staffs retirement. This is especially true for those who are hoping to retire before the usual State Retirement ages.
Putting aside a regular amount of money during your working life is probably the best method to ensure that you will have sufficient income during your retirement. Investing into a Pension plan has historically been the most popular method of making these regular commitments. The tax advantages offered by the UK Government provide the opportunity for your Pension Fund to grow with virtually no tax. You are also currently allowed to draw a significant amount of your pension fund as a lump sum with no tax payable.
There has been a huge number of changes to retirement planning over recent years, most recently, the changes that took effect in April of this year to unsecured pensions, retirement ages, and annual allowances. It is more important now that it has ever been to ensure you are aware of how these changes can, or will affect you.
We provide advice to individuals or businesses on a whole range of retirement planning aspects including, but not limited to: Personal Pensions, Group Personal Pensions, Stakeholder Pensions, Income Drawdown, Unsecured Pension, Retirement Annuity Contracts, Platforms, Annuities, Impaired or Enhanced Annuities, Self Invested Personal Pensions, Occupational Pensions, NEST.
If you are an employer, and are worried about the upcoming requirements to provide staff with a pension scheme, please do not hesitate to call us and set up an appointment. Whether you are employed, self employed or taking time away from day to day working perhaps as a carer, or to raise your children, it is becoming increasingly popular for people to use other, or additional methods of saving money for their retirement, such as an ISA. If you would prefer to use arrangements other than Pensions please refer to the sections of this website dedicated to Savings or Investments or contact us to arrange for a consultation or quotation.
If you need any help, just contact us on 01482 658989 or complete our contact form and one of our Advisers will contact you directly.
Simply contact us so we can discuss your personal circumstances and the options available to you, and to arrange a consultation or quotation. Don't forget, if you need any help, contact us on 01482 658989 or complete our contact form and one of our Advisers will be in contact with you shortly.Contact Us